Payment Providers

The providers above fall into three groups, and most businesses end up using more than one. The 9 global processors handle cards almost anywhere and are the usual default for a first integration. The 27 regional gateways exist because a local acquirer often converts far better in its own market: it supports the payment methods people there actually use, settles in the local currency, and looks domestic to the issuing bank rather than like a foreign transaction. The 4 crypto networks settle in digital assets, and several convert to ordinary currency before payout.

Those categories are also the filter buttons above, so you can narrow the list before opening any individual provider page.

The instinct is to compare fee tables first. That is usually the wrong order. A provider that is fractionally cheaper but does not support the payment method your customer expects will lose you the whole sale, not a percentage of it, so the more useful questions are where your customers are, what they normally pay with, and which currency you want to be paid in.

After that, weigh how much onboarding each provider expects. Some open an account in a day; others price and underwrite for scale and expect meaningful monthly volume before they are interested. Each provider page here states which markets and methods it covers and links to the provider's own pricing, because published rates change without notice and a stale figure on our page would be worse than none.

One integration connects you to every provider on this page, which changes what choosing one actually costs. Normally a provider decision is close to permanent: the integration is built against that provider's API, so replacing it means development work, testing and a release. That is what makes merchants stay on a provider that stopped suiting them.

Through PaymentHood the provider is configuration rather than code. You can run a local gateway for domestic cards and a global processor for everyone else, add a regional provider when you open a new market, or move away from one entirely, and your checkout never changes. Because the payment tokens are issued by the provider rather than by us, the switch does not invalidate saved customer payment details either. That is also why the first choice matters less than it appears to: it is reversible.