Accept Razorpay
without building the integration
Razorpay is India's leading payment gateway, and its decisive feature is UPI — the real-time account-to-account rail that now carries the majority of Indian digital payments. A checkout in India without UPI is missing the method most customers reach for first.
- INR
- USD
- EUR
- GBP
- Region
- India
- Methods
- 5
- Credentials
- Server-side only
- PaymentHood fee
- None
- Status
- Live
What is Razorpay?
- Coverage
-
- India
Among the markets Razorpay serves — their own list is authoritative (opens in new tab).
- Currencies
-
- INR
- USD
- EUR
- GBP
Among those supported. Which ones your account can charge in depends on its registered country.
- Fees
- Set and billed by Razorpay, and published on their pricing page (opens in new tab). PaymentHood adds nothing on top, at any volume.
- Official resources
- Website (opens in new tab) · Developer docs (opens in new tab)
Written against Razorpay's own documentation on . This page deliberately states no fees, no counts and no completeness claims, because those change without notice — for anything you are about to build on, Razorpay's own documentation (opens in new tab) is the authority.
Razorpay payment methods
Every method below runs through the same PaymentHood checkout. Turning one on or off is a dashboard setting, not a code change.
UPI
Real-time account-to-account payment, India's dominant method
Cards
Visa, Mastercard, American Express, RuPay and Diners Club
Netbanking
Direct bank payment across Indian banks
Wallets
Indian digital wallet balances
EMI
Card and cardless instalment options
Razorpay fees and pricing
Two separate bills, and only one of them exists.
- What PaymentHood charges
- Nothing on your Razorpay transactions. No percentage and no per-transaction cut, at any volume. Every payment feature is free, and the optional Premium plan only adds white-label checkout branding.
- What Razorpay charges
- Razorpay sets its own rates and bills you directly. PaymentHood never sits between you and that invoice, so switching to or from Razorpay changes what you pay Razorpay and nothing else.
- What moves the rate
- Payment providers price per market and per method rather than as a single global figure. It settles in INR, USD, EUR, GBP, and cross-currency transactions are not priced the same as domestic ones. It also accepts 5 different payment methods, and card, transfer and wallet rails each carry their own cost.
- Where to check the figure
- Razorpay publishes current rates on their pricing page (opens in new tab). That is the authority, not this page. We deliberately quote no numbers here, because a rate that has quietly changed is worse than no rate at all.
How PaymentHood works with Razorpay
A direct Razorpay integration is not just an API call. These are the parts every team ends up rebuilding — and the parts PaymentHood ships already done.
- Credentials
- Key ID and key secret, held server-side in PaymentHood
- Webhook security
- HMAC SHA256 signature on the X-Razorpay-Signature header, verified before an order is released
- Payment verification
- Server-side payment status re-check against the Razorpay API before fulfilment
- Idempotent charge creation, so a retried request never double-charges a customer
- Automatic failover to another configured provider when Razorpay is unreachable
- One reconciliation view across Razorpay and every other provider you run
- Provider credentials never reach the storefront or the customer's browser
- Adding or switching a provider later is a dashboard change, not a re-integration
Razorpay integrations by platform
Install the free PaymentHood plugin for your store, then enable Razorpay in your dashboard.
How to connect Razorpay
Open your Razorpay account
Register directly with Razorpay and complete their onboarding. Funds settle from Razorpay into your own bank account — PaymentHood never holds merchant money.
Add the credentials to PaymentHood
Paste your Razorpay API credentials into the PaymentHood dashboard. They are stored server-side and never exposed to your storefront.
Enable it at checkout
Install the PaymentHood plugin for your platform, paste your PaymentHood API key, and Razorpay appears as a payment option. Test in sandbox, then switch to live.