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Razorpay Payment Gateway for Phoca Cart

Accept Razorpay payments on Phoca Cart with the free PaymentHood plugin. Install in minutes, no gateway code.

Phoca Cart · India

Accept Razorpay
payments on Phoca Cart

Install the free PaymentHood plugin for Phoca Cart, connect your Razorpay account, and Razorpay appears as a payment option at checkout. No custom gateway code, and no second integration when you add another provider later.

  • INR
  • USD
  • EUR
  • GBP
Create Free Account Download the plugin
Joomla 4.0+
5 payment methods
Free plugin
Phoca Cart
Razorpay
Platform
Joomla 4.0+
Provider
Razorpay
Install via
Extensions → Manage → Install
Billing
One-time
PaymentHood fee
None
Compatibility

Razorpay on Phoca Cart at a glance

Joomla version
Joomla 4.0+
Where you install it
Joomla admin → Extensions → Manage → Install
Coverage
  • India
Currencies
  • INR
  • USD
  • EUR
  • GBP
Billing models
One-time checkout payments. Recurring billing is not supported by the Phoca Cart plugin yet.
Cost
The plugin is free and open source. You pay Razorpay's own fees, published on their pricing page. PaymentHood adds nothing on top.

Coverage, currencies and payment methods as published by Razorpay, who set and update them. For the current list see Razorpay's own documentation.

Payment methods

What Phoca Cart customers can pay with

Each method Razorpay supports appears in your Phoca Cart checkout. Enabling one is a PaymentHood dashboard setting — nothing changes on the Joomla side.

UPI

Real-time account-to-account payment, India's dominant method

Cards

Visa, Mastercard, American Express, RuPay and Diners Club

Netbanking

Direct bank payment across Indian banks

Wallets

Indian digital wallet balances

EMI

Card and cardless instalment options

Setup

Connect Razorpay to Phoca Cart

Four steps, no code. The full walkthrough with screenshots is in the Phoca Cart installation guide.

1

Open a Razorpay account

Register with Razorpay and finish their onboarding. Funds settle from Razorpay to your own bank account.

2

Add it in PaymentHood

Paste your Razorpay credentials into the PaymentHood dashboard. They stay server-side and never reach your storefront.

3

Install the plugin

Download the Phoca Cart plugin and install it from Extensions → Manage → Install in your Joomla admin.

4

Enable and test

Paste your PaymentHood API key into the plugin settings, run a sandbox order end to end, then switch to live.

Full Phoca Cart installation guide
Why PaymentHood

Rather than a direct Razorpay plugin

A single-provider plugin works until you need a second provider. These are the parts you would otherwise build and maintain yourself.

Webhook security
HMAC SHA256 signature on the X-Razorpay-Signature header, verified before an order is released
Payment verification
Server-side payment status re-check against the Razorpay API before fulfilment
Credentials
Key ID and key secret, held server-side in PaymentHood
  • Add a second provider without touching your Phoca Cart checkout
  • Automatic failover when Razorpay is unreachable, instead of a failed order
  • Idempotent charge creation, so a double-submitted order is not a double charge
  • One reconciliation view across every provider you run
  • Free and open source — read the plugin on GitHub
FAQ

Frequently Asked Questions

If you sell to Indian consumers, effectively yes. UPI carries the majority of India's digital payment volume and costs less to accept than cards. A card-only Indian checkout loses a large share of orders.

Yes — Razorpay supports a wide range of currencies for international cards, with settlement to your Indian bank account in INR. International acceptance usually needs separate approval, so confirm it before launch.

Generally yes. Razorpay onboards Indian-registered businesses. If you are selling into India without one, a merchant-of-record provider is usually the more practical route.

No. Razorpay bills you directly for its own fees, and PaymentHood takes no percentage and no per-transaction cut at any volume. See PaymentHood pricing.
Related

Keep reading

Razorpay overview

Coverage, currencies, payment methods and how PaymentHood secures the Razorpay integration.

Read more

PaymentHood for Phoca Cart

The plugin itself: features, billing models and every provider it can reach.

Read more

All payment providers

Every provider PaymentHood connects to, filterable by global, regional and crypto.

Browse providers

Accept Razorpay on Phoca Cart today

Free plugin, no PaymentHood transaction fee, and room to add another provider whenever you need one.

Create Free Account Installation guide