Accept PayPal
without building the integration
PayPal is a global payment provider that lets shoppers pay from a PayPal balance, a linked bank account or a card without entering card details on the merchant's site. Its reach is the widest of any provider here, which makes it the default way to accept a payment from a market you have no local acquiring in.
- USD
- EUR
- GBP
- CAD
- AUD
- JPY
- Region
- Global
- Methods
- 3
- Credentials
- Server-side only
- PaymentHood fee
- None
- Status
- Live
What is PayPal?
- Coverage
-
Available in most countries and regions. Which features and payout options you get depends on the country your PayPal business account is registered in.
Among the markets PayPal serves — their own list is authoritative (opens in new tab).
- Currencies
-
- USD
- EUR
- GBP
- CAD
- AUD
- JPY
Among those supported. Which ones your account can charge in depends on its registered country.
- Fees
- Set and billed by PayPal, and published on their pricing page (opens in new tab). PaymentHood adds nothing on top, at any volume.
- Official resources
- Website (opens in new tab) · Developer docs (opens in new tab)
Written against PayPal's own documentation on . This page deliberately states no fees, no counts and no completeness claims, because those change without notice — for anything you are about to build on, PayPal's own documentation (opens in new tab) is the authority.
PayPal payment methods
Every method below runs through the same PaymentHood checkout. Turning one on or off is a dashboard setting, not a code change.
PayPal wallet
Pay from a PayPal balance, linked bank account or stored card
Cards
Visa, Mastercard, American Express and Discover, including guest checkout
Pay Later
Instalment options where PayPal offers them in the buyer's market
PayPal fees and pricing
Two separate bills, and only one of them exists.
- What PaymentHood charges
- Nothing on your PayPal transactions. No percentage and no per-transaction cut, at any volume. Every payment feature is free, and the optional Premium plan only adds white-label checkout branding.
- What PayPal charges
- PayPal sets its own rates and bills you directly. PaymentHood never sits between you and that invoice, so switching to or from PayPal changes what you pay PayPal and nothing else.
- What moves the rate
- Payment providers price per market and per method rather than as a single global figure. It settles in USD, EUR, GBP, CAD, AUD, JPY, and cross-currency transactions are not priced the same as domestic ones. It also accepts 3 different payment methods, and card, transfer and wallet rails each carry their own cost.
- Where to check the figure
- PayPal publishes current rates on their pricing page (opens in new tab). That is the authority, not this page. We deliberately quote no numbers here, because a rate that has quietly changed is worse than no rate at all.
How PaymentHood works with PayPal
A direct PayPal integration is not just an API call. These are the parts every team ends up rebuilding — and the parts PaymentHood ships already done.
- Credentials
- OAuth client ID and secret, exchanged for a short-lived access token server-side in PaymentHood
- Webhook security
- Signed webhook event, verified against PayPal's published certificate before an order is released
- Payment verification
- Server-side order capture and status re-check against the PayPal API before fulfilment
- Idempotent charge creation, so a retried request never double-charges a customer
- Automatic failover to another configured provider when PayPal is unreachable
- One reconciliation view across PayPal and every other provider you run
- Provider credentials never reach the storefront or the customer's browser
- Adding or switching a provider later is a dashboard change, not a re-integration
PayPal integrations by platform
Install the free PaymentHood plugin for your store, then enable PayPal in your dashboard.
How to connect PayPal
Open your PayPal account
Register directly with PayPal and complete their onboarding. Funds settle from PayPal into your own bank account — PaymentHood never holds merchant money.
Add the credentials to PaymentHood
Paste your PayPal API credentials into the PaymentHood dashboard. They are stored server-side and never exposed to your storefront.
Enable it at checkout
Install the PaymentHood plugin for your platform, paste your PaymentHood API key, and PayPal appears as a payment option. Test in sandbox, then switch to live.