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Stitch Payment Gateway Integration

Accept Stitch payments through one PaymentHood integration — South Africa. Free plugins, no PaymentHood transaction fee.

South Africa

Accept Stitch
without building the integration

Stitch is a South African payments platform built around direct bank APIs. A single Stitch integration reaches cards, manual and direct EFT, the bank-native rails such as Capitec Pay, Absa Pay and Nedbank Direct, plus the mobile wallets and buy-now-pay-later options South African shoppers expect — without the merchant negotiating a separate integration with each bank.

  • ZAR
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South Africa
6 payment methods
0% PaymentHood fee
Stitch
Region
South Africa
Methods
6
Credentials
Server-side only
PaymentHood fee
None
Status
Live
At a glance

Stitch in summary

Coverage
  • South Africa

Among the markets Stitch serves — their own list is authoritative.

Currencies
  • ZAR

Among those supported. Which ones your account can charge in depends on its registered country.

Fees
Set and billed by Stitch, who publish current rates on their own site. PaymentHood adds nothing on top, at any volume.
Official resources
Website

Written against Stitch's own documentation on . This page deliberately states no fees, no counts and no completeness claims, because those change without notice — for anything you are about to build on, Stitch's own documentation is the authority.

Payment methods

What your customers can pay with

Every method below runs through the same PaymentHood checkout. Turning one on or off is a dashboard setting, not a code change.

Cards

Visa and Mastercard credit and debit cards

Bank APIs

Capitec Pay, Absa Pay and Nedbank Direct EFT

Manual EFT

Reference-matched bank transfer for customers who prefer it

Mobile wallets

Apple Pay, Google Pay and Samsung Pay

DebiCheck

Authenticated recurring debit orders

Buy now, pay later

Deferred-payment options at checkout

Integration

What PaymentHood handles for you

A direct Stitch integration is not just an API call. These are the parts every team ends up rebuilding — and the parts PaymentHood ships already done.

Credentials
OAuth client credentials, held server-side in PaymentHood
Webhook security
Signed event callback, validated before the order is released
Payment verification
Server-side payment status re-check against Stitch before fulfilment
  • Idempotent charge creation, so a retried request never double-charges a customer
  • Automatic failover to another configured provider when Stitch is unreachable
  • One reconciliation view across Stitch and every other provider you run
  • Provider credentials never reach the storefront or the customer's browser
  • Adding or switching a provider later is a dashboard change, not a re-integration
Availability

Use Stitch on your platform

Install the free PaymentHood plugin for your store, then enable Stitch in your dashboard.

Stitch for WooCommerce

Accept Stitch payments on WooCommerce through the free PaymentHood WooCommerce plugin.

Setup guide

Stitch for WHMCS

Accept Stitch payments on WHMCS through the free PaymentHood WHMCS plugin.

Setup guide

Stitch for VirtueMart

Accept Stitch payments on VirtueMart through the free PaymentHood VirtueMart plugin.

Setup guide

Stitch for Phoca Cart

Accept Stitch payments on Phoca Cart through the free PaymentHood Phoca Cart plugin.

Setup guide

Stitch for J2Commerce

Accept Stitch payments on J2Commerce through the free PaymentHood J2Commerce plugin.

Setup guide
Setup

Connecting Stitch takes three steps

1

Open your Stitch account

Register directly with Stitch and complete their onboarding. Funds settle from Stitch into your own bank account — PaymentHood never holds merchant money.

2

Add the credentials to PaymentHood

Paste your Stitch API credentials into the PaymentHood dashboard. They are stored server-side and never exposed to your storefront.

3

Enable it at checkout

Install the PaymentHood plugin for your platform, paste your PaymentHood API key, and Stitch appears as a payment option. Test in sandbox, then switch to live.

FAQ

Frequently Asked Questions

Stitch connects directly to South African bank APIs, so a customer can pay from inside their own bank's authentication flow — Capitec Pay, Absa Pay or Nedbank Direct EFT — rather than entering card details. Bank-native rails typically authorise at a higher rate than cards in South Africa, which is the practical reason to offer them.

Two reasons. First, you keep the option of adding or swapping providers later without rebuilding your checkout. Second, PaymentHood handles the parts every direct integration has to rebuild anyway — idempotency, webhook signature verification, server-side re-verification and failover. If you will only ever use Stitch, a direct integration is a reasonable choice.

Stitch supports DebiCheck authenticated debit orders for recurring collection. Whether that fits your billing model depends on your product — check with Stitch before committing to it.

South African Rand (ZAR). For cross-border currencies, add a second provider in your PaymentHood dashboard and route by currency; your checkout integration does not change.

No. Stitch bills you directly. PaymentHood takes no percentage and no per-transaction cut — see PaymentHood pricing.

Start accepting Stitch payments

Free plugin, no PaymentHood transaction fee, and the option to add another provider later without touching your checkout.

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