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Paystack Payment Gateway Integration

Accept Paystack payments through one PaymentHood integration — Nigeria, Ghana, South Africa, Kenya and Côte d'Ivoire. Free plugins, no extra fee.

Nigeria, Ghana, South Africa, Kenya & Côte d'Ivoire

Accept Paystack
without building the integration

Paystack is a payment gateway that lets businesses in Nigeria, Ghana, South Africa, Kenya and Côte d'Ivoire accept card, bank transfer, USSD and mobile money payments through one API. It is a full-stack processor rather than an aggregator, which means a merchant account is opened directly with Paystack in each supported country.

  • NGN
  • GHS
  • ZAR
  • KES
  • USD
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Nigeria, Ghana, South Africa, Kenya & Côte d'Ivoire
6 payment methods
0% PaymentHood fee
Paystack
Region
Nigeria, Ghana, South Africa, Kenya & Côte d'Ivoire
Methods
6
Credentials
Server-side only
PaymentHood fee
None
Status
Live
At a glance

Paystack in summary

Coverage
  • Nigeria
  • Ghana
  • South Africa
  • Kenya
  • Côte d'Ivoire

Among the markets Paystack serves — their own list is authoritative.

Currencies
  • NGN
  • GHS
  • ZAR
  • KES
  • USD

Among those supported. Which ones your account can charge in depends on its registered country.

Fees
Set and billed by Paystack, and published on their pricing page. PaymentHood adds nothing on top, at any volume.
Official resources
Website · Developer docs

Written against Paystack's own documentation on . This page deliberately states no fees, no counts and no completeness claims, because those change without notice — for anything you are about to build on, Paystack's own documentation is the authority.

Payment methods

What your customers can pay with

Every method below runs through the same PaymentHood checkout. Turning one on or off is a dashboard setting, not a code change.

Cards

Visa, Mastercard and Verve debit and credit cards

Bank transfer

Customer-initiated transfer to a generated account number

USSD

Nigerian bank shortcodes, no smartphone required

Mobile money

M-PESA, MTN, AirtelTigo and Vodafone, in the countries where each operates

QR

Scan-to-pay at checkout

Dedicated Virtual Account

A persistent account number per customer, for recurring collections

Integration

What PaymentHood handles for you

A direct Paystack integration is not just an API call. These are the parts every team ends up rebuilding — and the parts PaymentHood ships already done.

Credentials
Secret key, held server-side in PaymentHood — never exposed to the storefront
Webhook security
HMAC SHA512 signature on the x-paystack-signature header, verified before any order is marked paid
Payment verification
Server-side transaction re-verification against the Paystack API before fulfilment
  • Idempotent charge creation, so a retried request never double-charges a customer
  • Automatic failover to another configured provider when Paystack is unreachable
  • One reconciliation view across Paystack and every other provider you run
  • Provider credentials never reach the storefront or the customer's browser
  • Adding or switching a provider later is a dashboard change, not a re-integration
Availability

Use Paystack on your platform

Install the free PaymentHood plugin for your store, then enable Paystack in your dashboard.

Paystack for WooCommerce

Accept Paystack payments on WooCommerce through the free PaymentHood WooCommerce plugin.

Setup guide

Paystack for WHMCS

Accept Paystack payments on WHMCS through the free PaymentHood WHMCS plugin.

Setup guide

Paystack for VirtueMart

Accept Paystack payments on VirtueMart through the free PaymentHood VirtueMart plugin.

Setup guide

Paystack for Phoca Cart

Accept Paystack payments on Phoca Cart through the free PaymentHood Phoca Cart plugin.

Setup guide

Paystack for J2Commerce

Accept Paystack payments on J2Commerce through the free PaymentHood J2Commerce plugin.

Setup guide
Setup

Connecting Paystack takes three steps

1

Open your Paystack account

Register directly with Paystack and complete their onboarding. Funds settle from Paystack into your own bank account — PaymentHood never holds merchant money.

2

Add the credentials to PaymentHood

Paste your Paystack API credentials into the PaymentHood dashboard. They are stored server-side and never exposed to your storefront.

3

Enable it at checkout

Install the PaymentHood plugin for your platform, paste your PaymentHood API key, and Paystack appears as a payment option. Test in sandbox, then switch to live.

FAQ

Frequently Asked Questions

Paystack supports merchants registered in Nigeria, Ghana, South Africa, Kenya and Côte d'Ivoire. You open the Paystack account yourself in your country of registration, then connect it to PaymentHood — PaymentHood does not resell or sit in the flow of funds.

Nigerian Naira (NGN), Ghanaian Cedi (GHS), South African Rand (ZAR), Kenyan Shilling (KES) and US Dollar (USD). Which of these you can actually charge in depends on the country your Paystack account is registered in.

No. You pay Paystack's own transaction fees directly to Paystack, and PaymentHood takes no percentage and no per-transaction cut at any volume. See PaymentHood pricing and Paystack's pricing page.

Paystack signs every webhook with an HMAC SHA512 digest in the x-paystack-signature header. PaymentHood verifies that signature and independently re-queries the Paystack API to confirm the transaction before an order is marked paid, so a forged or replayed webhook cannot complete an order.

Yes. Your store talks to PaymentHood, not to Paystack, so switching provider is a change in the PaymentHood dashboard. No plugin update, no code change and no second checkout integration.

Start accepting Paystack payments

Free plugin, no PaymentHood transaction fee, and the option to add another provider later without touching your checkout.

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