Accept Authorize.net
without building the integration
Authorize.net is a long-established North American payment gateway, owned by Visa. It connects a merchant's existing acquiring account to an online checkout rather than providing the acquiring itself, which is why merchants with a bank relationship already in place often land on it.
- USD
- CAD
- GBP
- EUR
- AUD
- Region
- US / Canada
- Methods
- 4
- Credentials
- Server-side only
- PaymentHood fee
- None
- Status
- Live
What is Authorize.net?
- Coverage
-
- United States
- Canada
- United Kingdom
- Australia
- Europe
Among the markets Authorize.net serves — their own list is authoritative (opens in new tab).
- Currencies
-
- USD
- CAD
- GBP
- EUR
- AUD
Among those supported. Which ones your account can charge in depends on its registered country.
- Fees
- Set and billed by Authorize.net, and published on their pricing page (opens in new tab). PaymentHood adds nothing on top, at any volume.
- Official resources
- Website (opens in new tab) · Developer docs (opens in new tab)
Written against Authorize.net's own documentation on . This page deliberately states no fees, no counts and no completeness claims, because those change without notice — for anything you are about to build on, Authorize.net's own documentation (opens in new tab) is the authority.
Authorize.net payment methods
Every method below runs through the same PaymentHood checkout. Turning one on or off is a dashboard setting, not a code change.
Cards
Visa, Mastercard, American Express, Discover, JCB and Diners Club
eCheck / ACH
Bank debit for US merchants
Digital wallets
Apple Pay and PayPal through the gateway
Recurring billing
Automated Recurring Billing for subscription charges
Authorize.net fees and pricing
Two separate bills, and only one of them exists.
- What PaymentHood charges
- Nothing on your Authorize.net transactions. No percentage and no per-transaction cut, at any volume. Every payment feature is free, and the optional Premium plan only adds white-label checkout branding.
- What Authorize.net charges
- Authorize.net sets its own rates and bills you directly. PaymentHood never sits between you and that invoice, so switching to or from Authorize.net changes what you pay Authorize.net and nothing else.
- What moves the rate
- Payment providers price per market and per method rather than as a single global figure. Authorize.net operates across 5 countries, so the country the payment is taken in matters. It settles in USD, CAD, GBP, EUR, AUD, and cross-currency transactions are not priced the same as domestic ones. It also accepts 4 different payment methods, and card, transfer and wallet rails each carry their own cost.
- Where to check the figure
- Authorize.net publishes current rates on their pricing page (opens in new tab). That is the authority, not this page. We deliberately quote no numbers here, because a rate that has quietly changed is worse than no rate at all.
How PaymentHood works with Authorize.net
A direct Authorize.net integration is not just an API call. These are the parts every team ends up rebuilding — and the parts PaymentHood ships already done.
- Credentials
- API login ID and transaction key, held server-side in PaymentHood
- Webhook security
- Signed webhook notification, verified before an order is released
- Payment verification
- Server-side transaction status re-check against the Authorize.net API before fulfilment
- Idempotent charge creation, so a retried request never double-charges a customer
- Automatic failover to another configured provider when Authorize.net is unreachable
- One reconciliation view across Authorize.net and every other provider you run
- Provider credentials never reach the storefront or the customer's browser
- Adding or switching a provider later is a dashboard change, not a re-integration
Authorize.net integrations by platform
Install the free PaymentHood plugin for your store, then enable Authorize.net in your dashboard.
How to connect Authorize.net
Open your Authorize.net account
Register directly with Authorize.net and complete their onboarding. Funds settle from Authorize.net into your own bank account — PaymentHood never holds merchant money.
Add the credentials to PaymentHood
Paste your Authorize.net API credentials into the PaymentHood dashboard. They are stored server-side and never exposed to your storefront.
Enable it at checkout
Install the PaymentHood plugin for your platform, paste your PaymentHood API key, and Authorize.net appears as a payment option. Test in sandbox, then switch to live.