US / Canada

Accept Authorize.net
without building the integration

Authorize.net is a long-established North American payment gateway, owned by Visa. It connects a merchant's existing acquiring account to an online checkout rather than providing the acquiring itself, which is why merchants with a bank relationship already in place often land on it.

  • USD
  • CAD
  • GBP
  • EUR
  • AUD
US / Canada
4 payment methods
0% PaymentHood fee
Authorize.net
Region
US / Canada
Methods
4
Credentials
Server-side only
PaymentHood fee
None
Status
Live
At a glance

Authorize.net in summary

Coverage
  • United States
  • Canada
  • United Kingdom
  • Australia
  • Europe

Among the markets Authorize.net serves — their own list is authoritative (opens in new tab).

Currencies
  • USD
  • CAD
  • GBP
  • EUR
  • AUD

Among those supported. Which ones your account can charge in depends on its registered country.

Fees
Set and billed by Authorize.net, and published on their pricing page (opens in new tab). PaymentHood adds nothing on top, at any volume.

Written against Authorize.net's own documentation on . This page deliberately states no fees, no counts and no completeness claims, because those change without notice — for anything you are about to build on, Authorize.net's own documentation (opens in new tab) is the authority.

Payment methods

What your customers can pay with

Every method below runs through the same PaymentHood checkout. Turning one on or off is a dashboard setting, not a code change.

Cards

Visa, Mastercard, American Express, Discover, JCB and Diners Club

eCheck / ACH

Bank debit for US merchants

Digital wallets

Apple Pay and PayPal through the gateway

Recurring billing

Automated Recurring Billing for subscription charges

Integration

What PaymentHood handles for you

A direct Authorize.net integration is not just an API call. These are the parts every team ends up rebuilding — and the parts PaymentHood ships already done.

Credentials
API login ID and transaction key, held server-side in PaymentHood
Webhook security
Signed webhook notification, verified before an order is released
Payment verification
Server-side transaction status re-check against the Authorize.net API before fulfilment
  • Idempotent charge creation, so a retried request never double-charges a customer
  • Automatic failover to another configured provider when Authorize.net is unreachable
  • One reconciliation view across Authorize.net and every other provider you run
  • Provider credentials never reach the storefront or the customer's browser
  • Adding or switching a provider later is a dashboard change, not a re-integration
Setup

Connecting Authorize.net takes three steps

1

Open your Authorize.net account

Register directly with Authorize.net and complete their onboarding. Funds settle from Authorize.net into your own bank account — PaymentHood never holds merchant money.

2

Add the credentials to PaymentHood

Paste your Authorize.net API credentials into the PaymentHood dashboard. They are stored server-side and never exposed to your storefront.

3

Enable it at checkout

Install the PaymentHood plugin for your platform, paste your PaymentHood API key, and Authorize.net appears as a payment option. Test in sandbox, then switch to live.

FAQ

Frequently Asked Questions

Usually yes. Authorize.net is a gateway rather than an acquirer, so it sits between your checkout and a merchant account you hold with a bank or processor. That is the main structural difference from an all-in-one provider like Stripe.

Because you already have acquiring on terms you like, or your bank requires it. Keeping the acquirer and changing only the gateway is a much smaller change than moving your whole payment relationship.

Yes, through Automated Recurring Billing. Whether it fits depends on your billing model — check the constraints with Authorize.net before you design around it.

No. Authorize.net bills you directly for its own fees, and PaymentHood takes no percentage and no per-transaction cut at any volume. See PaymentHood pricing.

Start accepting Authorize.net payments

Free plugin, no PaymentHood transaction fee, and the option to add another provider later without touching your checkout.