Accept Payfast
without building the integration
Payfast is a South African payment gateway that lets local businesses accept card payments, Instant EFT, QR-code wallets and buy-now-pay-later through a single hosted checkout. It settles in South African Rand and is one of the most widely supported gateways across South African e-commerce platforms.
- ZAR
- Region
- South Africa
- Methods
- 6
- Credentials
- Server-side only
- PaymentHood fee
- None
- Status
- Live
Payfast in summary
- Coverage
-
- South Africa
Among the markets Payfast serves — their own list is authoritative (opens in new tab).
- Currencies
-
- ZAR
Among those supported. Which ones your account can charge in depends on its registered country.
- Fees
- Set and billed by Payfast, and published on their pricing page (opens in new tab). PaymentHood adds nothing on top, at any volume.
- Official resources
- Website (opens in new tab) · Developer docs (opens in new tab)
Written against Payfast's own documentation on . This page deliberately states no fees, no counts and no completeness claims, because those change without notice — for anything you are about to build on, Payfast's own documentation (opens in new tab) is the authority.
What your customers can pay with
Every method below runs through the same PaymentHood checkout. Turning one on or off is a dashboard setting, not a code change.
Cards
Visa and Mastercard credit and debit cards
Instant EFT
Direct bank payment, confirmed in real time
QR wallets
Scan-to-pay via mobile wallet apps
Mobicred
Revolving credit facility, checked out like a card
Store cards
Retailer-issued credit accounts
MTN MoMo
Mobile money wallet
What PaymentHood handles for you
A direct Payfast integration is not just an API call. These are the parts every team ends up rebuilding — and the parts PaymentHood ships already done.
- Credentials
- Merchant ID and merchant key, held server-side in PaymentHood
- Webhook security
- ITN (Instant Transaction Notification) — signature validated, source IP confirmed against Payfast's published ranges
- Payment verification
- Server-side confirmation before fulfilment; an ITN that fails any single check does not mark the order paid
- Idempotent charge creation, so a retried request never double-charges a customer
- Automatic failover to another configured provider when Payfast is unreachable
- One reconciliation view across Payfast and every other provider you run
- Provider credentials never reach the storefront or the customer's browser
- Adding or switching a provider later is a dashboard change, not a re-integration
Use Payfast on your platform
Install the free PaymentHood plugin for your store, then enable Payfast in your dashboard.
Connecting Payfast takes three steps
Open your Payfast account
Register directly with Payfast and complete their onboarding. Funds settle from Payfast into your own bank account — PaymentHood never holds merchant money.
Add the credentials to PaymentHood
Paste your Payfast API credentials into the PaymentHood dashboard. They are stored server-side and never exposed to your storefront.
Enable it at checkout
Install the PaymentHood plugin for your platform, paste your PaymentHood API key, and Payfast appears as a payment option. Test in sandbox, then switch to live.