Accept Nexi XPay
payments on VirtueMart
Install the free PaymentHood plugin for VirtueMart, connect your Nexi, through your bank account, and Nexi XPay appears as a payment option at checkout. No custom gateway code, and no second integration when you add another provider later.
- EUR
- Platform
- VirtueMart 4.0+
- Provider
- Nexi XPay
- Install via
- Extensions → Manage → Install
- Billing
- One-time
- PaymentHood fee
- None
Nexi XPay on VirtueMart at a glance
- VirtueMart version
- VirtueMart 4.0+
- Where you install it
- Joomla admin → Extensions → Manage → Install
- Coverage
- Merchants whose bank distributes Nexi XPay. Intesa Sanpaolo (as XPay Web), Banca MPS, BPER, Banca Mediolanum and Mediobanca Premier are among the banks that do. Your own terms come from the bank, not from Nexi.
- Currencies
-
- EUR
- Billing models
- One-time checkout payments. Recurring billing is not supported by the VirtueMart plugin yet.
- Cost
- The plugin is free and open source. You pay Nexi, through your bank's own fees, published on their pricing page (opens in new tab). PaymentHood adds nothing on top.
Coverage, currencies and payment methods as published by Nexi, through your bank, who set and update them. For the current list see Nexi, through your bank's own documentation (opens in new tab).
What VirtueMart customers can pay with
Each method Nexi XPay supports appears in your VirtueMart checkout. Enabling one is a PaymentHood dashboard setting — nothing changes on the Joomla side.
Cards
Visa, Mastercard, American Express and Diners, as enabled on your Nexi contract
Wallets and local methods
Nexi lists Apple Pay, Google Pay, PayPal, Bancomat Pay and MyBank among its circuits; what appears on the page depends on your contract
Connect Nexi XPay to VirtueMart
Four steps, no code. The full walkthrough with screenshots is in the VirtueMart installation guide.
Use your Nexi, through your bank account
Nexi XPay runs on your own Nexi, through your bank account. Register with Nexi, through your bank if you have no account yet, and turn Nexi XPay on in your Nexi, through your bank Dashboard. Funds settle from Nexi, through your bank to your own bank account.
Add it in PaymentHood
Paste your Nexi, through your bank credentials into the PaymentHood dashboard. They stay server-side and never reach your storefront.
Install the plugin
Download the VirtueMart plugin and install it from Extensions → Manage → Install in your Joomla admin.
Enable and test
Paste your PaymentHood API key into the plugin settings, run a sandbox order end to end, then switch to live.
Rather than a direct Nexi XPay plugin
A single-provider plugin works until you need a second provider. These are the parts you would otherwise build and maintain yourself.
- Webhook security
- Received on a PaymentHood URL that carries a per-profile secret key. Nexi does not sign its notification, so it is only read for which payment it concerns and is never trusted for the status
- Payment verification
- Server-side read-back of the order from Nexi before an order is marked paid, so the payment's real state always comes from Nexi rather than from the notification
- Credentials
- The merchant's XPay API key from their Nexi back office, held server-side in PaymentHood and sent only from PaymentHood's servers to Nexi. The hosted page language is a per-merchant setting and defaults to Italian
- Add a second provider without touching your VirtueMart checkout
- Automatic failover when Nexi XPay is unreachable, instead of a failed order
- Idempotent charge creation, so a double-submitted order is not a double charge
- One reconciliation view across every provider you run
- Free and open source — read the plugin on GitHub (opens in new tab)