Accept Monnify
payments on VirtueMart
Install the free PaymentHood plugin for VirtueMart, connect your Monnify account, and Monnify appears as a payment option at checkout. No custom gateway code, and no second integration when you add another provider later.
- NGN
- Platform
- VirtueMart 4.0+
- Provider
- Monnify
- Install via
- Extensions → Manage → Install
- Billing
- One-time
- PaymentHood fee
- None
Monnify on VirtueMart at a glance
- VirtueMart version
- VirtueMart 4.0+
- Where you install it
- Joomla admin → Extensions → Manage → Install
- Coverage
-
- Nigeria
- Currencies
-
- NGN
- Billing models
- One-time checkout payments. Recurring billing is not supported by the VirtueMart plugin yet.
- Cost
- The plugin is free and open source. You pay Monnify's own fees, published on their pricing page (opens in new tab). PaymentHood adds nothing on top.
Coverage, currencies and payment methods as published by Monnify, who set and update them. For the current list see Monnify's own documentation (opens in new tab).
What VirtueMart customers can pay with
Each method Monnify supports appears in your VirtueMart checkout. Enabling one is a PaymentHood dashboard setting — nothing changes on the Joomla side.
Bank transfer
A one-time virtual account number generated per transaction
Cards
Verve, Mastercard and Visa with 3-D Secure
USSD
A dial string returned alongside the account details
Cash at agents
Payment in cash at a Moniepoint agent location
Connect Monnify to VirtueMart
Four steps, no code. The full walkthrough with screenshots is in the VirtueMart installation guide.
Open a Monnify account
Register with Monnify and finish their onboarding. Funds settle from Monnify to your own bank account.
Add it in PaymentHood
Paste your Monnify credentials into the PaymentHood dashboard. They stay server-side and never reach your storefront.
Install the plugin
Download the VirtueMart plugin and install it from Extensions → Manage → Install in your Joomla admin.
Enable and test
Paste your PaymentHood API key into the plugin settings, run a sandbox order end to end, then switch to live.
Rather than a direct Monnify plugin
A single-provider plugin works until you need a second provider. These are the parts you would otherwise build and maintain yourself.
- Webhook security
- Signed transaction completion webhook, validated before an order is released
- Payment verification
- Server-side transaction status re-check against the Monnify API before fulfilment
- Credentials
- API key and secret key exchanged for a bearer token, held server-side in PaymentHood
- Add a second provider without touching your VirtueMart checkout
- Automatic failover when Monnify is unreachable, instead of a failed order
- Idempotent charge creation, so a double-submitted order is not a double charge
- One reconciliation view across every provider you run
- Free and open source — read the plugin on GitHub (opens in new tab)