Accept Stripe
payments on Phoca Cart
Install the free PaymentHood plugin for Phoca Cart, connect your Stripe account, and Stripe appears as a payment option at checkout. No custom gateway code, and no second integration when you add another provider later.
- USD
- EUR
- GBP
- Platform
- Joomla 4.0+
- Provider
- Stripe
- Install via
- Extensions → Manage → Install
- Billing
- One-time
- PaymentHood fee
- None
Stripe on Phoca Cart at a glance
- Joomla version
- Joomla 4.0+
- Where you install it
- Joomla admin → Extensions → Manage → Install
- Coverage
- Businesses can register in a defined list of countries, which is far shorter than the list of places Stripe can take a card from. Charging is supported in a wide range of currencies, and the available local payment methods differ per market.
- Currencies
-
- USD
- EUR
- GBP
- Billing models
- One-time checkout payments. Recurring billing is not supported by the Phoca Cart plugin yet.
- Cost
- The plugin is free and open source. You pay Stripe's own fees, published on their pricing page (opens in new tab). PaymentHood adds nothing on top.
Coverage, currencies and payment methods as published by Stripe, who set and update them. For the current list see Stripe's own documentation (opens in new tab).
What Phoca Cart customers can pay with
Each method Stripe supports appears in your Phoca Cart checkout. Enabling one is a PaymentHood dashboard setting — nothing changes on the Joomla side.
Cards
Visa, Mastercard, American Express, Discover, JCB and UnionPay
Digital wallets
Apple Pay, Google Pay and Link
Bank debits and transfers
SEPA Direct Debit, ACH, BACS and local bank rails
Local methods
iDEAL, Bancontact, Alipay, Przelewy24 and others by market
Buy now, pay later
Klarna, Afterpay and Affirm where Stripe offers them
Connect Stripe to Phoca Cart
Four steps, no code. The full walkthrough with screenshots is in the Phoca Cart installation guide.
Open a Stripe account
Register with Stripe and finish their onboarding. Funds settle from Stripe to your own bank account.
Add it in PaymentHood
Paste your Stripe credentials into the PaymentHood dashboard. They stay server-side and never reach your storefront.
Install the plugin
Download the Phoca Cart plugin and install it from Extensions → Manage → Install in your Joomla admin.
Enable and test
Paste your PaymentHood API key into the plugin settings, run a sandbox order end to end, then switch to live.
Rather than a direct Stripe plugin
A single-provider plugin works until you need a second provider. These are the parts you would otherwise build and maintain yourself.
- Webhook security
- Signature on the Stripe-Signature header, verified with the endpoint secret before an order is released
- Payment verification
- Server-side PaymentIntent status re-check against the Stripe API before fulfilment
- Credentials
- Restricted secret key, held server-side in PaymentHood and never exposed to the storefront
- Add a second provider without touching your Phoca Cart checkout
- Automatic failover when Stripe is unreachable, instead of a failed order
- Idempotent charge creation, so a double-submitted order is not a double charge
- One reconciliation view across every provider you run
- Free and open source — read the plugin on GitHub (opens in new tab)