WHMCS · Nigeria

Accept OPay
payments on WHMCS

Install the free PaymentHood module for WHMCS, connect your OPay account, and OPay appears as a payment option at checkout. No custom gateway code, and no second integration when you add another provider later.

  • NGN
WHMCS 7.0+
5 payment methods
Free module
WHMCS
OPay
Platform
WHMCS 7.0+
Provider
OPay
Install via
Apps & Integrations
Billing
One-time & recurring
PaymentHood fee
None
Compatibility

OPay on WHMCS at a glance

WHMCS version
WHMCS 7.0+
Where you install it
WHMCS admin → Apps & Integrations
Coverage
  • Nigeria
Currencies
  • NGN
Billing models
One-time checkout and recurring renewals — WHMCS generates both, and the module handles both.
Cost
The module is free and open source. You pay OPay's own fees, published on their pricing page (opens in new tab). PaymentHood adds nothing on top.

Coverage, currencies and payment methods as published by OPay, who set and update them. For the current list see OPay's own documentation (opens in new tab).

Payment methods

What WHMCS customers can pay with

Each method OPay supports appears in your WHMCS checkout. Enabling one is a PaymentHood dashboard setting — nothing changes on the WHMCS side.

OPay wallet

Payment from the customer's OPay balance, including QR

Cards

3-D Secure card payments

Bank transfer

Transfer confirmed against the order

USSD

Bank shortcode payment

Agent reference

A reference code paid at an agent location

Setup

Connect OPay to WHMCS

Four steps, no code. The full walkthrough with screenshots is in the WHMCS installation guide.

1

Open a OPay account

Register with OPay and finish their onboarding. Funds settle from OPay to your own bank account.

2

Add it in PaymentHood

Paste your OPay credentials into the PaymentHood dashboard. They stay server-side and never reach your storefront.

3

Install the module

Download the WHMCS module and install it from Apps & Integrations in your WHMCS admin.

4

Enable and test

Paste your PaymentHood API key into the module settings, run a sandbox order end to end, then switch to live.

Why PaymentHood

Rather than a direct OPay module

A single-provider module works until you need a second provider. These are the parts you would otherwise build and maintain yourself.

Webhook security
Signed callback, validated before an order is released
Payment verification
Server-side order query against the OPay API before fulfilment
Credentials
Merchant ID with public and private keys and request signing, held server-side in PaymentHood
  • Add a second provider without touching your WHMCS checkout
  • Automatic failover when OPay is unreachable, instead of a failed order
  • Idempotent charge creation, so a double-submitted order is not a double charge
  • One reconciliation view across every provider you run
  • Free and open source — read the module on GitHub (opens in new tab)
FAQ

Frequently Asked Questions

Wallet reach. OPay has one of Nigeria's largest funded consumer wallet bases, and paying from a wallet balance is one tap with no card decline risk. It converts a segment that a card-only checkout loses.

Yes — Express Checkout is a hosted flow, and there are server-to-server APIs if you want to control the experience yourself. Behind PaymentHood you get the hosted flow without integrating it directly.

Card penetration is lower than transfer usage, and card declines are common. A checkout offering a one-time virtual account number — the customer transfers from any bank app and the payment confirms in seconds — will convert materially better than one offering cards alone. It is the single most important local method to enable.

No. OPay bills you directly for its own fees, and PaymentHood takes no percentage and no per-transaction cut at any volume. See PaymentHood pricing.

Accept OPay on WHMCS today

Free module, no PaymentHood transaction fee, and room to add another provider whenever you need one.