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Zapper Payment Gateway for Phoca Cart

Accept Zapper payments on Phoca Cart with the free PaymentHood plugin. Install in minutes, no gateway code.

Phoca Cart · South Africa

Accept Zapper
payments on Phoca Cart

Install the free PaymentHood plugin for Phoca Cart, connect your Zapper account, and Zapper appears as a payment option at checkout. No custom gateway code, and no second integration when you add another provider later.

  • ZAR
Create Free Account Download the plugin
Joomla 4.0+
2 payment methods
Free plugin
Phoca Cart
Zapper
Platform
Joomla 4.0+
Provider
Zapper
Install via
Extensions → Manage → Install
Billing
One-time
PaymentHood fee
None
Compatibility

Zapper on Phoca Cart at a glance

Joomla version
Joomla 4.0+
Where you install it
Joomla admin → Extensions → Manage → Install
Coverage
  • South Africa
Currencies
  • ZAR
Billing models
One-time checkout payments. Recurring billing is not supported by the Phoca Cart plugin yet.
Cost
The plugin is free and open source. You pay Zapper's own fees, published on their pricing page. PaymentHood adds nothing on top.

Coverage, currencies and payment methods as published by Zapper, who set and update them. For the current list see Zapper's own site.

Payment methods

What Phoca Cart customers can pay with

Each method Zapper supports appears in your Phoca Cart checkout. Enabling one is a PaymentHood dashboard setting — nothing changes on the Joomla side.

QR code

Customer scans at checkout and confirms in the Zapper app

Payment links

A shareable code or link that can be attached to invoices

Setup

Connect Zapper to Phoca Cart

Four steps, no code. The full walkthrough with screenshots is in the Phoca Cart installation guide.

1

Open a Zapper account

Register with Zapper and finish their onboarding. Funds settle from Zapper to your own bank account.

2

Add it in PaymentHood

Paste your Zapper credentials into the PaymentHood dashboard. They stay server-side and never reach your storefront.

3

Install the plugin

Download the Phoca Cart plugin and install it from Extensions → Manage → Install in your Joomla admin.

4

Enable and test

Paste your PaymentHood API key into the plugin settings, run a sandbox order end to end, then switch to live.

Full Phoca Cart installation guide
Why PaymentHood

Rather than a direct Zapper plugin

A single-provider plugin works until you need a second provider. These are the parts you would otherwise build and maintain yourself.

Webhook security
Payment notification validated before the order is released
Payment verification
Server-side payment status re-check before fulfilment
Credentials
Merchant API credentials, held server-side in PaymentHood
  • Add a second provider without touching your Phoca Cart checkout
  • Automatic failover when Zapper is unreachable, instead of a failed order
  • Idempotent charge creation, so a double-submitted order is not a double charge
  • One reconciliation view across every provider you run
  • Free and open source — read the plugin on GitHub
FAQ

Frequently Asked Questions

Both are South African QR wallets and both work the same way from the customer's side — scan, confirm in the app, done. They differ mainly in installed base and in the merchant networks that have adopted them. Since neither reaches every customer, most merchants who offer QR payment offer both, which behind PaymentHood is a dashboard toggle rather than a second integration.

Yes. You register with Zapper directly and connect the merchant credentials to PaymentHood. Funds settle from Zapper to your bank account; PaymentHood never holds merchant money.

On mobile-heavy traffic and on invoice or social selling, where sending a scannable code is faster than asking a customer to type card details on a phone. On a desktop-heavy B2B checkout, cards and pay-by-bank will usually carry more volume.

Yes, and you should. Each method reaches customers the others miss. PaymentHood presents all configured methods through one checkout and one integration.

No. Zapper bills you directly for its own fees. PaymentHood takes no percentage and no per-transaction cut — see PaymentHood pricing.
Related

Keep reading

Zapper overview

Coverage, currencies, payment methods and how PaymentHood secures the Zapper integration.

Read more

PaymentHood for Phoca Cart

The plugin itself: features, billing models and every provider it can reach.

Read more

All payment providers

Every provider PaymentHood connects to, filterable by global, regional and crypto.

Browse providers

Accept Zapper on Phoca Cart today

Free plugin, no PaymentHood transaction fee, and room to add another provider whenever you need one.

Create Free Account Installation guide